Even with the most accurate weather forecasts in history and the most extensive damage prevention measures possible, storms and hurricanes can pose a serious threat to the integrity of your property. In addition to the stress these natural disasters inherently cause, property owners must also be prepare themselves for dealing with the complexities and difficulties involved in getting a fair insurance settlement. Storm damage insurance claims must be handled delicately to ensure that you receive what you need and deserve to restore your property to its former, intact state. Engaging the help of a professional Public Adjuster for a hurricane damage claim is the most important step you can take to do that. Over the years, All Claims USA Public Adjusters has represented thousands of home and business owners affected by storm damage. We are here to be your trusted representative and ensuring success through every step of the property claim process. Our team will make sure you avoid costly mistakes. See our client testimonials here and call today for a free claims evaluation: 866-900-8811.
“Mark at All Claims USA Public Adjusters has outstanding knowledge, experience and service we were awarded 6 times the amount the insurance company offered us!!!” -Frank, Florida
TOP TIPS FOR HANDLING STORM AND HURRICANE CLAIMS
- Prepare Your Property Responsibly
Most hurricanes and storms offer us some warning, which gives us the chance to prepare and potentially mitigate some of the damage to come. Follow storm damage Florida precautionary measures, like clearing the surrounding area of items that could be dangerous in high winds, protecting windows, doors, and roofs.
- Keep Your Certified Policy Up to Date and On Hand
It’s always wise to keep an up-to-date, physical copy of your policy on hand—or several. When a hurricane or storm is forecasted, contact your carrier via your broker or agent immediately to request a certified hard copy of your plan. This can be invaluable in preventing settlement delays in the chaos following a storm.
- Document Damage
Make sure that you are prepared to document all damage to your property as soon as it is safe to do so. Have access to a camera (or multiple cameras) and have the ability to back up photos. Being able to document damage in the window of time during and immediately following its occurrence can be an enormous advantage when your settlement is determined.
- Practice Patience
Do not rush ahead with repairs, rebuilding, or restoration before you have a full understanding of your options and rights in regards to settlement and have communicated with your insurance company about these repairs. General contractors and other businesses will be aggressively pursuing your business in the wake of a storm or hurricane, but engaging in repairs ahead of time can result in problems receiving your settlement. Also, maintain complete control of your property. Do not allow contracting companies or others to remove building materials, damaged property, or anything else before consulting with your agent. Your Public Adjuster can guide you and make sure you are taking the right steps along the way so you don’t jeopardize the integrity of your claim.
- Keep Records of Living Expenses
Living expenses incurred as a result of hurricane and storm damage can impact your settlement. If you are forced to make purchases, travel, or seek alternate shelter due to storm damage Florida circumstances, keep receipts and detailed records.
MOST IMPORTANTLY: CONSULT WITH A PUBLIC CLAIMS ADJUSTER
Storm and hurricane damage claims are complex. A claims adjuster can help you navigate the intricacies involved in the various types of damage that may impact your claim. “Storm” or “Hurricane” damage can cover a vast gamut of different claim types. Hurricanes can be accompanied by tornadoes, water damage, floods, storm surges, and wind driven rain, and often, damage sustained from these sources needs to be addressed by different types of policy coverage.
When your property is damaged by a Hurricane, our Public Adjusting professionals at All Claims USA are committed to ensuring you receive a full and fair compensation from your insurance carrier. In many cases, insurance companies settle claims for less than is owed to the policy holder or even deny the claim. We see it on a weekly basis and are passionate about helping our clients. With our representation, we advocate for you and play a very important role, including providing your insurance company the true estimate/cost of damages to your property. We exclusively represent the policyholder – you have a right to have an insurance adjuster on YOUR side with your best interest in mind. With our help, you can trust you are in good hands and you’ll be able to rebuild and restore your property.